 Welcome to FREE Checking!
Financial Plus Federal Credit Union's basic checking account offers convenience, easy access and unlimited check writing. Our no-minimum-balance requirement makes it the perfect checking account for all members!
Here are the key benefits of our basic checking account:
- No monthly service charge, and no per-check fee
- No minimum balance required
- Competitive dividend rates paid on balances of $1,500 or more
- Tiered rates for higher balances
- Financial Plus checking accounts can be accessed at ATMs anywhere in the world with an ATM Card , or with a MoneyKey Debit Card
- 24-hour account information and transfers are available through telephone audio system – Touch Tone Teller , or our online banking service – Home Financial Services
- Several types of overdraft protection are available, including automatic account transfers and Overdraft Protection Loan (line of credit)
- The option of reordering your checks online
Choose from numerous check styles and designs all at affordable prices. Free personalized checks are available to retires in the Founders Club and to members with Benefits Plus Checking .
 Want "Better Than Free" Checking
Oops Proof Your Checking Account
Have you ever made a mistake in your checking account? Forgotten to record a check? Forgotten to record a debit card transaction or ATM withdrawal? Then an important check bounced! We have two easy ways to avoid the embarrassment and cost of an “oops” mistake in your Financial Plus checking account.
- Apply for Overdraft Loan Protection to “OOPS” Proof your checking account and as a quick, convenient way to access extra funds when the need arises. You can apply for a credit limit of $300, $500 or $1,000. Then when the need arises, the funds are automatically transferred to your checking account.
- Arrange for Automatic Transfer from one of your other share account types. If a check or other item is processed and there is not sufficient funds in your checking account, funds will be automatically transferred from your share savings, Hi-Yield, or other account as you have designated.
Make sure you “OOPS” Proof your Financial Plus checking account today. Go to the Overdraft Protection web page for more information, or click here to download an application. For additional information, contact our Member Services department.
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