We offer you a wide variety of options to help you
put your money to work.
Hi-Yield Savings Account
The Hi-Yield account is an insured credit union account that gives you security, liquidity and a higher return.
Share Certificate
Our insured Share Certificates provide you with a guarenteed return for terms from 6 months to 5 years. Check out our competitive rates on our Rate Sheet.
New Investments!
The “Step Up” certificate allows you to invest for a longer term (24 months) without having to worry ... “what if the rates go up?” At any one point during the 24-month term, you can notify us to change the rate to the then-current 24-month certificate rate. Here are the simple requirements of the “Step Up” certificate:
• 24-month term at the same rate as the regular 24-month certificate
• The member has the option at any one time during the life of the certificate to increase the rate to the then-current 24-month certificate rate
• The minimum deposit requirement is $5,000
• The member must have an active Financial Plus checking account and direct deposit (Social
Security, pension, or net pay)
• At the end of the term, the certificate will automatically renew as a 24-month Step-Up certificate at the then-current rate, unless other arrangements are made.
The “Start ’N Grow” certificate is designed to encourage members to begin saving for their futures. Many people who want to save for the future find it difficult to begin the process. The “Start ’N Grow” certificate can be started with a small initial deposit and includes the ability to make regular additions to help grow the savings into a meaningful nest egg. Here's how the “Start ’N Grow” certificate works:
• 24-month term at the same rate as the regular 24-month certificate
• the minimum deposit is just $300
• the member must authorize automatic transfer from their checking or share account of at least $50 per month, but not more than $300 per month
• if the funds are not available for automatic transfer at the scheduled date and time, that opportunity to transfer is missed (no catch-up or manual transfers allowed)
• the member may discontinue automatic transfers at any time; but if the member wishes to reinstate the automatic transfers, they must meet the requirements stated above
• no withdrawals allowed – if the member wishes to withdraw funds, they may
“penalty cash” the certificate under the same terms that apply to all certificates
• at the end of the term, the certificate will automatically renew as a 24-month “Start ’N Grow” certificate at the then-current rate with the continuation of the same automatic transfer arrangements.
Contact us for more information about the “Step Up” and “Start ’N Grow” certificates. You can even open a certificate over the phone.
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