Verified by Visa is Visa’s multiple layers of security which provides you with an extraordinary level of protection so you can feel confident no matter how you use your Visa card. Verified by Visa:
• Improves the security of online payment transactions
• Increasing both cardholder and merchant confidence in Internet purchases
• Reducing disputes and fraudulent activity related to Visa payment cards.
Simply activate your existing card with the Verified by Visa service and create your personal password. The service is free to Visa cardholders. You’ll have the added assurance that your Visa card is safer when you shop at participating online stores. Click here to verify your Visa on the Verified by Visa web site, or follow the instructions when shopping online at the merchant participating in Verified by Visa.
It’s simple. Shop online and off with absolutely no risk
Use your Visa card to shop online, in a store, or anywhere, and you’re protected from unauthorized use of your card or account information. With Visa’s Zero Liability policy1, your liability for unauthorized transactions is $0—you pay nothing.
Zero Liability has you covered
· Worry-free shopping
· Ultimate security
· Complete fraud protection
· Owe nothing on fraudulent transactions
Visa’s Zero Liability policy means 100 percent protection for you. Visa’s enhanced policy guarantees maximum protection against fraud.
Notice fraudulent activity on your Financial Plus Visa card?
Promptly contact us to report it. Call 810-244-2200 or toll free at 800-748-0451. It is important to continually monitor your monthly statement to identify any unauthorized transactions.2
The Zero Liability policy covers all Visa credit and debit card transactions processed over the Visa network—online or off. The only transactions not covered under the Zero Liability policy are commercial card, ATM, and non-Visa-branded PIN transactions.
For transactions on other networks, the liability decision is left to the financial institution that issued your card. The issuer has the option of extending the same protections afforded by Visa’s Zero Liability policy.
Get quick provisional credit for fraud losses
Visa’s cardholder protection policy requires all financial institutions issuing Visa products to extend provisional credit for losses from unauthorized card use within five business days of notification of the loss. However, many major financial institutions affiliated with Visa will issue provisional credit even earlier—within 24 to 48 hours after the loss is reported.
Shop safely with Visa
Visa takes online security very seriously so that you can shop safely on the Internet. With Zero Liability, Visa continues to be one of the leaders of consumer protection in the card payment industry. Although card fraud is extremely rare and getting even rarer, Visa’s policy eliminates any risk you face shopping online or off.
You’re protected with Visa
Regardless of where you shop, enjoy the comfort of knowing you’re protected with Visa.
Click here to read more about Zero Liability.
1Covers U.S. issued cards only. Visa’s Zero Liability Policy does not apply to commercial credit card, or ATM transactions, or PIN transactions not processed by Visa. Notify your financial institution immediately of any fraudulent use.
2Cardholders should always regularly check their monthly statements for transaction accuracy. Financial institutions may impose greater liability on the cardholder if the financial institution reasonably determines that the unauthorized transaction was caused by the gross negligence or fraudulent action of the cardholder—which may include your delay for an unreasonable time in reporting unauthorized transactions.
