Financial Plus Credit Union Financial Plus FCU

Online Banking

Username

Password

Checking

Apply for a FREE Checking account today!*
Looking for a banking resource? Financial Plus Credit Union is a great choice! We pride ourselves on our devoted customer service at every one of our locations. Take advantage of the low interest rates and low fees today. If you’re interested, learn more about our branches in Fenton, Swartz Creek, Grand Blanc, and Flint. Click here: https://www.financialplusfcu.org/location.php.

Free Debit Card ** • Free Online Banking • Free Bill Pay Plus • No Minimum Balance

Click here to apply today!

Free Checking
E-checking

Tiered-Rate Checking

High-Rate Checking
Choose the checking option that best meets
your needs
Basic "free" checking account with key features
Earn dividends while helping preserve the environment
Earn higher dividend rates and get free checks
Earn "money market" dividend rates and get free checks.

Dividends
current rates

None
For daily balance over $500
Tiered rate structure for daily balance over $1,000
$1,000-$4,999
$5,000-$9,999
$10,000 and over
Yes "money market" rates on the entire balance. Paid monthly.
Minimum Initial Deposit
None
None
$1,000
$15,000
Minimum Daily Balance Required
None
None
$1,000
$15,000
Monthly Account Fee
None
None if 4 or more debit card transactions per month; otherwise $3/month
None if Minimum Daily Balance is met; otherwise $10/month
None if Minimum Daily Balance is met; otherwise $20/month
Check Orders
Ask for check pricing
Ask for check pricing
FREE* Checks
*nominal fee for shipping applies

FREE* Checks
*nominal fee for shipping applies

e-Statements
FREE
FREE
required otherwise $3/month for statement fee
FREE
FREE
None
Reimburse up to $2.50/month*
Reimburse up to $5.00/month*
Reimburse up to $10.00/month*
HFS Online Banking
FREE
FREE
FREE
FREE
Debit Card
FREE
FREE
FREE
FREE
BillPay Plus
Free if at least one bill paid each month; otherwise $3/month
Free if at least one bill paid each month; otherwise $3/month
Free if at least one bill paid each month; otherwise $3/month
Free if at least one bill paid each month; otherwise $3/month

Benefits Plus
Benefits Plus
our live better for less checking enhancement program

*Must meet all account requirements to be eligible for ATM Surcharge Reimbursement. Please note that surcharges are at ATM locations other than Financial Plus and Co-Op Network.

Electronic Services:

  • Direct Deposit your paycheck, social security or any other form of deposit directly to your account. Avoid the inconvenience of check cashing. Learn more
  • Largest ATM network with ATMs anywhere in the world with an ATM Card, or with a Debit Card.
  • 24-hour account access available through our Online Banking service – or Phone Banking that provides banking by phone
  • E-Statements will give you your statement faster online. Learn more
  • BillPay Plus gives you the convenience to pay your bills online. NO stamps required. Download an Application. Learn more.

Overdraft Protection & More:

Avoid the inconvenience, cost and embarrassment of returned or denied checking items.

  • Overdraft Protection from Savings
    • Automatically transfer funds from your designated savings account(s) to your checking account to cover overdrafts. Learn more.
  • Overdraft Protection from a Loan
    • Overdraft Protection Line-of-Credit
    • NEW Overdraft Protection from Personal Pocketbook Line-of-Credit loan
    • NEW Overdraft Protection from a Financial Plus credit card
  • UPDATED Courtesy Pay
    • As an added service to those who qualify, we provide a pre-approved overdraft limit up to $500 for your personal checking account.  If you overdraw, we may pay each item up to your limit with a fee per item paid. Learn more.

More Services:

*Some restrictions and Financial Plus Credit Union standards apply. See Credit Union for details.
**Nominal fee for replacement of lost/damaged card
(refer to fee schedule).
***Free if at least one bill paid each month; otherwise $3/month. Fees may apply for expedited BillPay Plus feature.

 


Equal Housing Opportunity

ABOUT SSL CERTIFICATES

© 2014 - Financial Plus Credit Union

MCUL Sprint IIA Talk About Savings