Avoid the embarrassment of bouncing a check and costly NSF fees with by adding Overdraft Protection from a Financial Plus loan. This is an inexpensive way to have peace-of-mind when it comes to your checking account.
Overdraft Protection Loan Options:
- Overdraft Protection Line-of-Credit*
- Financial Plus VISA Credit Card
- Personal Pocketbook Line-of-Credit
Here's how the Overdraft Protetion Line-of-Credit works:
If a check or ACH withdrawal is for more than the balance in your checking account, the check will automatically be covered by advancing funds in $100 increments up to your available line of credit. You can apply for credit lines of $300, $500 or $1,000. Because this is a line-of-credit loan, your application must be approved before activation. Once approved, this amount becomes your personal reserve that you can use or not use any way you see fit. Apply Now
Does having the loan available with a zero balance cost money?
No, having the line of credit available to you does not cost anything. The only charge involved will be the finance charge if you access the line-of-credit by overdrawing your checking account.
If you have further questions, please call (810) 244-2200.
Download an Overdraft Protection Application to protect your
checking account from costly overdraft fees.
What other overdraft products are available?
*The Annual Percentage Rate is 12.5% (the daily periodic rate is .03425%). Payments are due on the 28th day of each month. The minimum payment will be 3.5% of the outstanding balance, or $20.00, whichever is greater.